01
Shorten the term
Keep the calculated monthly payment and finish sooner. The final payment may be smaller.
- Interest saved
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- New monthly payment
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- New remaining term
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- Months removed
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EARLY REPAYMENT CALCULATOR · PRODOMUS LIVING
Repay sooner.See what you could save.
Compare a shorter loan term with lower monthly payments. Enter your current loan details and the one-off amount you would like to repay now.
Loan consultation and application support — free of charge.
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The loan capital still owed, excluding future interest.
A single payment applied to the principal now.
Indicative conversion: 1 EUR = 5.20 RON. This is not a guaranteed bank exchange rate.
Check your inputs. Early repayment cannot exceed the principal, and at least one month must remain.
Without early repayment
- Estimated monthly payment
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- Estimated future interest
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- Total remaining payments
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02
Lower the payment
Keep the remaining term and reduce your monthly payment.
- Interest saved
- —
- New monthly payment
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- New remaining term
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- Monthly saving
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Compare the interest still to pay
Without early repayment—
Shorten the term—
Lower the payment—
PRODOMUS LIVING
Find the approach that fits your loan.
Talk to Prodomus about early repayment, refinancing and financing options. Our consultation and application support cost you nothing.
Discuss refinancingUnderstanding the estimate
For a loan with equal monthly principal-and-interest payments. The nominal rate entered is held constant for the entire remaining term. The one-off payment reduces principal immediately, before the next month’s interest. Fees, insurance, interest accrued up to the payment date and other contractual costs are excluded. Rate changes, rounding and lender rules may change the result. Ask your lender for an updated repayment schedule before deciding.
Early repayment, explained
Which balance should I enter?
The outstanding principal shown on your current repayment schedule, excluding future interest and the sum of all remaining instalments.
Why do the savings differ?
Keeping the calculated payment repays the capital sooner. Lowering the payment spreads it over the original remaining term. Results depend on the rate and inputs.
Is this a refinancing offer?
No. The tool compares two scenarios for your existing loan. Refinancing needs a separate review and lender approval.